Cookie Policy

1. What Are Cookies?

Cookies are small text files stored on your device (computer, phone, tablet) when you visit websites. They contain information that helps websites remember you and enhance your experience.

Key Points:

• Cookies are not harmful or invasive software
• They improve browsing experience and website functionality
• You have full control over cookie settings in your browser
• Cookies cannot access personal files or run programs

2. Types of Cookies We Use

3. Why We Use Cookies

We use cookies for legitimate and beneficial purposes:

Authentication & Security

• Keep you logged into your account
• Prevent unauthorized access
• Protect against fraud and abuse

User Experience

• Remember your preferences and settings
• Store shopping cart items
• Customize content based on your interests

Analytics & Improvement

• Understand which pages are popular
• Identify where users have problems
• Optimize website performance
• Create better content based on usage patterns

Marketing & Advertising

• Track campaign effectiveness
• Show relevant ads based on your interests
• Measure conversion rates

4. Cookies We Use

Below is a detailed list of cookies used on MoneySpikers:

5. Third-Party Cookies

We allow trusted third parties to place cookies on our site for analytics and marketing:

Google Analytics

• Tracks visitor behavior and site usage
• Helps us understand audience demographics
• Privacy Policy: google.com/policies/privacy

Facebook Pixel

• Tracks conversions from Facebook ads
• Helps us optimize advertising campaigns
• Privacy Policy: facebook.com/privacy

Mailchimp

• Tracks email campaign performance
• Tracks landing page conversions
• Privacy Policy: mailchimp.com/legal/privacy

6. How to Manage Cookies

You have full control over cookies on your device. Here's how to manage them:

Using Your Browser:

Cookie Options:

• Accept All: All cookies will be stored on your device
• Essential Only: Only essential cookies for site functionality
• Reject All: No non-essential cookies (may affect site functionality)
• Custom Settings: Choose which types of cookies to allow

Third-Party Cookie Control:

• Google Analytics Opt-Out: Install the Google Analytics Opt-out Browser Add-on
• AdChoices: Visit adchoices.com to manage targeted advertising
• Do Not Track: Enable "Do Not Track" in your browser settings

7. Your Consent

We ask for your consent to use non-essential cookies when you visit MoneySpikers.

How We Ask:

• A cookie consent banner appears when you first visit
• You can choose to accept all, decline, or customize settings
• Your preference is remembered for 12 months

Changing Your Preferences:

You can change your cookie preferences at any time by:

• Clicking the cookie preferences link (usually in the footer)
• Clearing your browser cookies and revisiting the site
• Contacting us at support@moneyspikers.com

8. Questions About Cookies?

If you have questions about our cookie policy or how we use cookies, please contact us.

Updates to This Policy

We may update this Cookie Policy occasionally as technology changes or we modify our practices. We will notify you of significant changes by updating the "Last Updated" date at the top of this page. Your continued use of our site indicates acceptance of the updated policy.